Check Employer Housing Costs and the Deduction Agreement

Korea housing deduction agreement: A Korea housing deduction agreement should not be signed as an isolated paper: compare the housing type and amount with the employment contract and later payslips.

Korea housing deduction agreement: This episode checks employer-provided housing and meal deductions only. Episode 3 explains the whole employment contract; later episodes handle payslips, utilities and repair requests in depth.

Korea housing deduction agreement: What you will finish

You will identify what is provided, compare three records, read the consent form in a language you understand, separate fixed and variable costs, keep copies and know when to ask for help.

Preview the official form, download the original, then open its source

Use the current HRDK release in this order: read the release and guideline, download the untouched official originals, and retain the source pages. The ZIP contains 18 bilingual Korean PDFs, including English, Vietnamese, Thai and Indonesian; use English for the Japanese edition because no Japanese PDF is included.

1. Official live preview
   • Preview the current 18-language deduction-agreement release
   • Preview the current foreign-worker housing guideline
2. Official original download

   HRDK deduction-agreement PDFs in 18 languages ZIP · 2,918,886 bytes
   HRDK foreign-worker housing guideline original HWP · 1,163,264 bytes

3. Official source page

   HRDK official form source page · HRDK official housing-guideline source page

Verified on 25 August 2026: both source pages and both original downloads were reachable. The ZIP was 2,918,886 bytes with 18 PDFs; it and the HWP were hash-checked. BSKorean does not mirror them because the source page does not display a reuse licence.

Your eight-step housing-deduction check

1. 1. List the housing and meals provided
2. 2. Match the amount to the employment contract
3. 3. Read the consent form in your language
4. 4. Separate fixed costs from actual-use charges
5. 5. Check every deduction on the payslip
6. 6. Keep copies, receipts and an address record
7. 7. Recheck consent after a change or within a year
8. 8. Stop and ask for help when amounts do not match

24 Korean phrases for housing deductions

Use the learner-friendly pronunciation first and RR only as a reference. Confirm difficult sounds with Korean audio or a speaker.

1. List the housing and meals provided

Write down the housing type, address, shared occupancy and meals actually provided. A heading such as ‘company housing’ is not enough to calculate a fair share.

#	Korean	How to say it	Natural meaning
1	회사에서 숙소를 제공하나요?	hweh-sah-eh-suh sook-ssoh-reul jeh-gohng-hah-nah-yoh? RR: Hoesaeseo sukssoreul jegonghanayo?	Does the company provide housing?
2	식사는 몇 끼 제공해요?	seek-ssah-neun myuht kkee jeh-gohng-heh-yoh? RR: Sikssaneun myeot kki jegonghaeyo?	How many meals are provided?
3	숙소 유형을 확인해 주세요.	sook-ssoh yoo-hyuhng-eul hwah-geen-heh joo-seh-yoh. RR: Suksso yuhyeongeul hwaginhae juseyo.	Please confirm the type of housing.

2. Match the amount to the employment contract

The current HRDK guideline says the charge must stay within the amount written in the standard employment contract. If housing or the amount changes, ask for the changed contract record before comparing the consent form.

#	Korean	How to say it	Natural meaning
4	근로계약서에 적힌 숙식비가 얼마예요?	geun-roh-gyeh-yahk-ssuh-eh juh-keen sook-sseek-ppee-gah uhl-mah-yeh-yoh? RR: Geunrogyeyaksseoe jeokin sukssikppiga eolmayeyo?	How much are housing and meal costs in the employment contract?
5	계약서와 공제금액이 같나요?	gyeh-yahk-ssuh-wah gohng-jeh-geu-meh-gee gahn-nah-yoh? RR: Gyeyaksseowa gongjegeumaegi gannayo?	Is the deduction the same as the contract?
6	변경된 내용을 계약서에 적어 주세요.	byuhn-gyuhng-dwehn neh-yohng-eul gyeh-yahk-ssuh-eh juh-guh joo-seh-yoh. RR: Byeongyeongdoen naeyongeul gyeyaksseoe jeogeo juseyo.	Please write the changed terms in the contract.

3. Read the consent form in your language

For advance wage deduction, the employer should explain the items and amounts clearly and obtain free written consent in the worker’s own language. Do not sign blank amounts or a language you cannot understand.

#	Korean	How to say it	Natural meaning
7	제 언어로 된 공제동의서를 주세요.	jeh uh-nuh-roh dwehn gohng-jeh-dohng-ui-suh-reul joo-seh-yoh. RR: Je eoneoro doen gongjedonguiseoreul juseyo.	Please give me a deduction agreement in my language.
8	서명하기 전에 내용을 설명해 주세요.	suh-myuhng-hah-gee juh-neh neh-yohng-eul suhl-myuhng-heh joo-seh-yoh. RR: Seomyeonghagi jeone naeyongeul seolmyeonghae juseyo.	Please explain it before I sign.
9	동의하지 않으면 어떻게 되나요?	dohng-ui-hah-jee ahn-heu-myuhn uh-ttuh-keh dweh-nah-yoh? RR: Donguihaji anheumyeon eotteoke doenayo?	What happens if I do not consent?

4. Separate fixed costs from actual-use charges

Keep the agreed lodging and meal amounts separate from electricity, gas, internet and seasonal heating. The current guideline says usage-based variable charges should normally be settled afterward using actual cost.

#	Korean	How to say it	Natural meaning
10	매달 고정으로 공제되는 금액이 얼마예요?	meh-dahl goh-juhng-eu-roh gohng-jeh-dweh-neun geu-meh-gee uhl-mah-yeh-yoh? RR: Maedal gojeongeuro gongjedoeneun geumaegi eolmayeyo?	What fixed amount is deducted every month?
11	전기요금은 실제 사용액으로 정산하나요?	juhn-gee-yoh-geu-meun seel-jeh sah-yohng-eh-geu-roh juhng-sahn-hah-nah-yoh? RR: Jeongiyogeumeun silje sayongaegeuro jeongsanhanayo?	Is the electricity bill settled according to actual use?
12	가스비와 인터넷비 영수증을 볼 수 있나요?	gah-seu-bee-wah een-tuh-neht-ppee yuhng-soo-jeung-eul bohl soo een-nah-yoh? RR: Gaseubiwa inteonetppi yeongsujeungeul bol su innayo?	May I see the gas and internet receipts?

5. Check every deduction on the payslip

The official deduction agreement says accommodation and meal deductions are to appear on the monthly payslip. Compare the payslip line with the contract and signed consent rather than relying on a verbal total.

#	Korean	How to say it	Natural meaning
13	급여명세서에 숙박비를 표시해 주세요.	geu-byuh-myuhng-seh-suh-eh sook-ppahk-ppee-reul pyoh-see-heh joo-seh-yoh. RR: Geubyeomyeongseseoe sukppakppireul pyosihae juseyo.	Please show the accommodation cost on my payslip.
14	식비 공제 내역을 확인하고 싶어요.	seek-ppee gohng-jeh neh-yuh-geul hwah-geen-hah-goh see-puh-yoh. RR: Sikppi gongje naeyeogeul hwaginhago sipeoyo.	I want to check the meal deduction details.
15	이번 달 공제액이 왜 달라요?	ee-buhn dahl gohng-jeh-eh-gee weh dahl-rah-yoh? RR: Ibeon dal gongjeaegi wae dalrayo?	Why is this month’s deduction different?

6. Keep copies, receipts and an address record

Ask for your signed consent copy and the evidence behind variable charges. Record the address, occupancy and amount, but respect other residents’ privacy when taking photos.

#	Korean	How to say it	Natural meaning
16	공제동의서 사본을 주세요.	gohng-jeh-dohng-ui-suh sah-boh-neul joo-seh-yoh. RR: Gongjedonguiseo saboneul juseyo.	Please give me a copy of the deduction agreement.
17	납부한 비용의 영수증을 받을 수 있나요?	nahp-ppoo-hahn bee-yohng-ui yuhng-soo-jeung-eul bah-deul soo een-nah-yoh? RR: Napppuhan biyongui yeongsujeungeul badeul su innayo?	Can I receive receipts for the costs I paid?
18	숙소 주소와 비용을 기록해도 되나요?	sook-ssoh joo-soh-wah bee-yohng-eul gee-roh-keh-doh dweh-nah-yoh? RR: Suksso jusowa biyongeul girokaedo doenayo?	May I record the housing address and cost?

7. Recheck consent after a change or within a year

The guideline calls for renewed free consent within one-year intervals after the first advance-deduction consent. A change in housing or amount also requires the contract and consent records to be rechecked.

#	Korean	How to say it	Natural meaning
19	재동의는 언제 해야 하나요?	jeh-dohng-ui-neun uhn-jeh heh-yah hah-nah-yoh? RR: Jaedonguineun eonje haeya hanayo?	When must I consent again?
20	숙소가 바뀌면 다시 작성하나요?	sook-ssoh-gah bah-kkwee-myuhn dah-see jahk-ssuhng-hah-nah-yoh? RR: Sukssoga bakkwimyeon dasi jaksseonghanayo?	Do we complete it again if the housing changes?
21	공제금액이 바뀌면 알려 주세요.	gohng-jeh-geu-meh-gee bah-kkwee-myuhn ahl-ryuh joo-seh-yoh. RR: Gongjegeumaegi bakkwimyeon alryeo juseyo.	Please tell me if the deduction amount changes.

8. Stop and ask for help when amounts do not match

Do not sign merely to end pressure. If the contract, consent form and payslip differ, preserve copies and ask the Ministry of Employment and Labor 1350 or a qualified adviser about the exact facts.

#	Korean	How to say it	Natural meaning
22	이 공제액에 동의하지 않아요.	ee gohng-jeh-eh-geh dohng-ui-hah-jee ahn-hah-yoh. RR: I gongjeaege donguihaji anhayo.	I do not agree to this deduction.
23	계약서와 다른 금액이 공제됐어요.	gyeh-yahk-ssuh-wah dah-reun geu-meh-gee gohng-jeh-dweh-ssuh-yoh. RR: Gyeyaksseowa dareun geumaegi gongjedwaesseoyo.	An amount different from the contract was deducted.
24	고용노동부 1350에 상담하고 싶어요.	goh-yohng-noh-dohng-boo 1350eh sahng-dahm-hah-goh see-puh-yoh. RR: Goyongnodongbu 1350e sangdamhago sipeoyo.	I want counseling from the Ministry of Employment and Labor at 1350.

20 words to recognize

Replies you may hear

• 숙소와 식사를 회사에서 제공합니다. – The company provides housing and meals.
• 계약서에 적힌 금액을 확인해 주세요. – Please check the amount written in the contract.
• 자국어 공제동의서를 먼저 읽어 보세요. – Read the consent form in your language first.
• 사용량에 따라 다음 달에 정산합니다. – It will be settled next month according to use.
• 공제 내역은 급여명세서에 표시됩니다. – The deduction appears on the payslip.
• 서명한 동의서 사본을 드리겠습니다. – We will give you a copy of the signed consent.
• 변경 시 계약서와 동의서를 다시 확인합니다. – When it changes, we recheck the contract and consent.
• 동의하지 않으면 서명하기 전에 상담하세요. – If you do not agree, get advice before signing.

Two housing-cost dialogues

1

근로자: 근로계약서에 적힌 숙식비가 얼마예요?

담당자: 숙박비와 식비를 나누어 확인해 드릴게요.

근로자: 제 언어로 된 공제동의서를 주세요.

담당자: 설명을 들은 뒤 자유롭게 결정하세요.

근로자: 공제동의서 사본도 주세요.

The worker matches housing and meal amounts, requests an understandable consent form and keeps a copy.

2

근로자: 이번 달 공제액이 왜 달라요?

담당자: 전기요금 실제 사용액이 반영됐습니다.

근로자: 가스비와 인터넷비 영수증을 볼 수 있나요?

담당자: 사용액과 정산 근거를 보여 드릴게요.

근로자: 계약서와 다른 금액이면 1350에 상담할게요.

The worker asks why a variable charge changed, requests evidence and identifies the help route if the records disagree.

Before signing or paying

• Housing type, address and number of residents are written down
• Meals actually provided are clear
• The contract has separate housing and meal amounts
• The consent form matches those contract amounts
• I read the form in a language I understand
• No blank amount remains when I sign
• Variable utilities use actual evidence and later settlement
• Every deduction appears on the payslip
• I have the signed consent copy and receipts
• I know the next consent/check date and the 1350 route

What this episode intentionally leaves for later

• Episode 3 remains the full employment-contract guide
• Episode 16 will teach a complete payslip check
• Episode 21 covers repairs and housing defects
• Episode 22 covers opening and checking utilities
• There is no single national percentage in this episode; the 2017 deduction guideline was abolished when the current guideline took effect

Never sign a blank deduction amount or hand over your only copy. Keep the contract, consent form, payslips and actual-cost evidence together; seek advice before agreeing to a record you cannot understand.

Prepared by BSKorean Content Studio for foreign workers and new residents. HRDK’s current housing guideline and the 21 February 2025 18-language form release were reviewed on 25 August 2026. Regional guidance and individual facts can change.

Official sources checked

• HRDK — foreign-worker lodging and meal deduction agreement, 18-language release (21 Feb 2025)
• HRDK — foreign-worker housing guideline, effective 27 Nov 2023
• Ministry of Employment and Labor — previous lodging and meal deduction guideline (historical background only)
• Ministry of Employment and Labor — 1350 counseling

Five-minute practice

Compare one amount in the contract, consent form and payslip, then practise asking for the supporting record.

Practise these phrases in the BSKorean app →

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