[태그:] Korean banking vocabulary

You are trying to send money in Korea. Maybe you need to pay rent, send money to a friend, check whether a deposit arrived, or set up an automatic payment for a utility bill. The bank app or ATM shows short Korean words such as 계좌, 이체, 입금, 출금, and 잔액. Even if the app has some English, these Korean words often appear in receipts, messages, and confirmation screens.

This lesson explains Korean bank transfer phrases for daily life. It focuses on the words you need when checking an account, sending money, confirming a deposit, and understanding automatic payments. The goal is not to make you a banking expert. The goal is to help you recognize the action you need to take before you press the wrong button.

Key Vocabulary

Korean	Romanization	English	Level	Usage Note
은행	eunhaeng	bank	Beginner	Use this for a bank branch, bank app, or bank counter.
계좌	gyejwa	account	Beginner	The bank account that receives or sends money.
계좌번호	gyejwa beonho	account number	Advanced	You need this when sending money to another person.
이체	iche	transfer	Beginner	Moving money from one account to another.
입금	ipgeum	deposit / money received	Beginner	Money going into an account.
출금	chulgeum	withdrawal	Beginner	Money coming out of an account.
잔액	janaek	balance	Intermediate	The money left in the account.
비밀번호	bimilbeonho	password	Intermediate	Used for an app password, card password, or account verification.
수취인	suchwiin	recipient	Advanced	The person who receives the money.
확인	hwagin	confirmation / check	Intermediate	Used before sending money or after completing a step.
입금확인	ipgeum hwagin	deposit confirmation	Advanced	Checking that money has arrived.
자동이체	jadong iche	automatic transfer	Intermediate	A repeated transfer set up in advance.
자동납부	jadong napbu	automatic payment	Advanced	Automatic payment for bills or services.
공과금	gonggwageum	utility bill	Beginner	Bills such as electricity, gas, or water.
공과금납부	gonggwageum napbu	utility bill payment	Advanced	Paying utility bills through a bank or app.
영수증	yeongsujeung	receipt	Beginner	A receipt or proof after payment.
신분증	sinbunjeung	ID card	Intermediate	Often required at a bank counter.

Real Bank Transfer Phrases

Korean Sentence	English Meaning	When to Use
계좌번호를 확인해 주세요.	Please check the account number.	Before sending money to another person.
이체해 주세요.	Please transfer the money.	When asking someone to send money.
입금했어요.	I deposited it / I sent the money.	After you have sent payment.
입금 확인 부탁드립니다.	Please confirm the deposit.	When asking a landlord, seller, or office to check payment.
잔액을 확인해 볼게요.	I will check the balance.	Before making a transfer or withdrawal.
자동이체로 할 수 있나요?	Can I do it by automatic transfer?	For repeated payments such as rent or fees.
공과금 납부는 어디에서 하나요?	Where do I pay utility bills?	At a bank, ATM, resident center, or app help screen.
영수증 받을 수 있을까요?	Can I get a receipt?	After paying or transferring money at a counter.

Usage Notes

이체 means a transfer between accounts. In daily life, it is one of the most important banking words. If someone says 계좌이체, they usually mean “bank transfer.” You may hear it when paying a small business, sending rent, or paying a private seller. It is different from paying by card because the money moves directly from your account to another account.

입금 and 출금 describe money movement. 입금 means money enters an account. 출금 means money leaves an account or is withdrawn. A beginner may think 입금 always means putting cash into a machine, but in many daily situations it also means “the money has arrived.” For example, 입금 확인 means checking whether the payment arrived.

계좌번호 is the account number. Before sending money, always check the account number and the 수취인, the recipient. Korean banking screens often show the recipient name before the final confirmation. This step matters because a wrong transfer can be difficult and stressful to fix.

자동이체 and 자동납부 are useful but slightly different. 자동이체 focuses on a repeated transfer from your account. 자동납부 focuses on automatic bill payment. For rent, maintenance fees, phone bills, and utilities, you may see one of these words in bank apps or service websites.

Mini Dialogue

Bank Staff: 계좌번호 확인하셨나요?
Gyejwa beonho hwaginhaseonnayo?
Did you check the account number?

Customer: 네, 확인했어요. 이체하고 싶어요.
Ne, hwaginhaesseoyo. Ichehago sipeoyo.
Yes, I checked it. I want to make a transfer.

Bank Staff: 수취인 이름과 금액을 다시 확인해 주세요.
Suchwiin ireumgwa geumaegeul dasi hwaginhae juseyo.
Please check the recipient name and amount again.

Customer: 입금 확인은 바로 되나요?
Ipgeum hwagineun baro doenayo?
Can the deposit be confirmed right away?

This dialogue is realistic because bank staff usually ask you to check the account number, recipient, and amount before the final transfer. For learners, the most useful pattern is N을/를 확인해 주세요, meaning “Please check N.”

Common Mistakes

Mistake 1: Thinking 입금 only means cash deposit.
In daily Korean, 입금 can also mean that money was sent or received. If a seller says 입금 확인 후 보내드릴게요, it means they will send the item after confirming your payment.

Mistake 2: Confusing 이체 and 결제.
이체 means transfer between accounts. 결제 means payment or checkout. A card payment at a store is usually 결제, but sending money from your account is 이체.

Mistake 3: Ignoring 수취인 before confirming.
Do not check only the number. On Korean bank screens, the recipient name is a key safety check. If the 수취인 does not match the person or company you expect, stop and ask before sending money.

Quick Quiz

1. What does 계좌 mean?
   Answer: account. It is the bank account used to send or receive money.
2. You want to say “Please check the account number.” Which phrase is best?
   Answer: 계좌번호를 확인해 주세요.
3. What does 입금 확인 mean?
   Answer: deposit confirmation. It means checking that money arrived.
4. Which word means automatic transfer?
   Answer: 자동이체.
5. You want proof after payment. Which word should you look for?
   Answer: 영수증, receipt.

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Practice More

Practice this word list in Learn Korean or in the upcoming BS3001 app. Start with the words 계좌, 이체, 입금, 출금, and 잔액. These five words help you understand most basic Korean bank transfer screens.