Pension lump-sum refund: A foreign insured person may claim a National Pension lump-sum refund only when a statutory nationality, agreement or qualifying-visa condition applies.
Korean pension lump-sum refund: What you will finish
You will verify eligibility before filing, select lump-sum refund, complete only claimant fields, choose a payment route, prepare route-specific evidence and keep the receipt.
Korean pension lump-sum refund: This guide explains the current form and filing evidence. It does not decide eligibility: nationality reciprocity, a social security agreement, visa, insured period, departure and other pension rights can change the result.
Pension lump-sum refund: preview, download and official source
Current Form 23 is a three-page Korean-English form amended 13 February 2026. It covers both lump-sum refund and lump-sum death payment; this episode explains only a foreign worker’s own lump-sum refund route.
Review the eight form fields
How to read NPS Form 23
- Claim type: mark Lump-Sum Refund, not Lump-Sum Death Payment, when you claim your own contributions after confirming eligibility.
- Beneficiary identity: copy the legal name, identification number, current phone, address and optional e-mail from valid records.
- Notification method: choose paper, e-mail or electronic transmission; NPS may send paper when electronic delivery fails.
- Insured person and NPS-only fields: confirm the insured identity, but leave shaded fields and sections marked with ※ for NPS.
- Payment account: enter a verified general account capable of deposits and withdrawals; use the overseas-remittance form for an overseas payment route.
- Foreign pension coverage and residence: disclose any history and consult NPS because a social security agreement or foreign pension right may be more valuable than a refund.
- Agent section and confirmation: complete only when an agent files; beneficiary verification and additional institutional verification can apply.
- Confirmation, documents and signature: read the loss-of-rights statements, attach the evidence for your filing route, date and sign, then keep the complete copy and receipt.
Example only — do not submit: Mina K. first confirms eligibility with NPS, marks Lump-Sum Refund, copies her identity and Korean account, leaves shaded/※ fields blank, records a foreign residence period. The example then attaches passport, ARC, bank proof and evidence of departure within one month, reads the loss-of-rights statements, signs and keeps the receipt. Replace every item with your verified facts and filing route.
- Official form preview
- Official original download
Official Korean-English Form 23 DOCX · 3 pages · 42,004 bytes
Official Vietnamese Form 23 DOCX · 3 pages · 61,846 bytes
Official Thai Form 23 DOCX · 3 pages · 40,415 bytes
Official Indonesian Form 23 HWP · 3 pages · 105,472 bytes - Official source page
NPS official Form 23 page · NPS eligibility, documents and airport-payment guide
Verified 26 August 2026: NPS posted the localized Form 23 files on 19 May 2026. The official English DOCX is 42,004 bytes and all four linked files match the release manifest by signature and SHA-256. BSKorean links directly to NPS and does not mirror them.
Prepare pension lump-sum refund in eight steps
24 Korean phrases for pension lump-sum refund
Use the learner-friendly pronunciation first and RR only as a reference. Confirm difficult sounds with Korean audio or a speaker.
Each step contains three Korean phrases. Open only the step you need; learner-friendly pronunciation is shown first and Romanization stays optional.
Step 1Claim type3 Korean phrases
1. Claim type
Start at the official source and confirm that this form fits your case.
Claim type: mark Lump-Sum Refund, not Lump-Sum Death Payment, when you claim your own contributions after confirming eligibility.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 1 | 반환일시금 수급 대상인지 확인하고 싶습니다. | bahn-hwah-neel-see-geum soo-geup deh-sahng-een-jee hwah-geen-hah-goh seep-sseum-nee-dah. RR: Banhwanilsigeum sugeup daesanginji hwaginhago sipsseumnida. |
I want to check whether I qualify for a lump-sum refund. |
| 2 | 제 국적과 체류자격도 대상인가요? | jeh gook-jjuhk-kkwah cheh-ryoo-jah-gyuhk-ttoh deh-sahng-een-gah-yoh? RR: Je gukjjeokkkwa cheryujagyeoktto daesangingayo? |
Does my nationality and visa qualify? |
| 3 | 사회보장협정 적용 여부를 확인해 주세요. | sah-hweh-boh-jahng-hyuhp-jjuhng juh-gyohng yuh-boo-reul hwah-geen-heh joo-seh-yoh. RR: Sahoebojanghyeopjjeong jeogyong yeobureul hwaginhae juseyo. |
Please check whether a social security agreement applies. |
Step 2Beneficiary identity3 Korean phrases
2. Beneficiary identity
Copy names, numbers and addresses from current documents instead of memory.
Beneficiary identity: copy the legal name, identification number, current phone, address and optional e-mail from valid records.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 4 | 반환일시금 지급청구서를 작성하려고 합니다. | bahn-hwah-neel-see-geum jee-geup-chuhng-goo-suh-reul jahk-ssuhng-hah-ryuh-goh hahm-nee-dah. RR: Banhwanilsigeum jigeupcheongguseoreul jaksseongharyeogo hamnida. |
I want to complete the lump-sum refund claim. |
| 5 | 반환일시금에 표시하면 되나요? | bahn-hwah-neel-see-geu-meh pyoh-see-hah-myuhn dweh-nah-yoh? RR: Banhwanilsigeume pyosihamyeon doenayo? |
Should I mark lump-sum refund? |
| 6 | 성명과 외국인등록번호를 확인해 주세요. | suhng-myuhng-gwah weh-goo-geen-deung-rohk-ppuhn-hoh-reul hwah-geen-heh joo-seh-yoh. RR: Seongmyeonggwa oegugindeungrokppeonhoreul hwaginhae juseyo. |
Please check my name and alien registration number. |
Step 3Notification method3 Korean phrases
3. Notification method
Use dates, places, people and actions; separate facts from guesses.
Notification method: choose paper, e-mail or electronic transmission; NPS may send paper when electronic delivery fails.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 7 | 연락받을 방법을 선택하겠습니다. | yuhn-rahk-ppah-deul bahng-buh-beul suhn-teh-kah-geht-sseum-nee-dah. RR: Yeonrakppadeul bangbeobeul seontaekagetsseumnida. |
I will choose how to receive notices. |
| 8 | 가입자와 수급권자가 같은 사람입니다. | gah-eep-jjah-wah soo-geup-kkwuhn-jah-gah gah-teun sah-rah-meem-nee-dah. RR: Gaipjjawa sugeupkkwonjaga gateun saramimnida. |
The insured person and beneficiary are the same person. |
| 9 | 일반계좌로 지급받고 싶습니다. | eel-bahn-gyeh-jwah-roh jee-geup-ppaht-kkoh seep-sseum-nee-dah. RR: Ilbangyejwaro jigeupppatkko sipsseumnida. |
I want payment to my general account. |
Step 4Insured person and NPS-only fields3 Korean phrases
4. Insured person and NPS-only fields
Keep originals and submit copies unless the receiving office asks otherwise.
Insured person and NPS-only fields: confirm the insured identity, but leave shaded fields and sections marked with ※ for NPS.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 10 | 해외 계좌로 송금받을 수 있나요? | heh-weh gyeh-jwah-roh sohng-geum-bah-deul soo een-nah-yoh? RR: Haeoe gyejwaro songgeumbadeul su innayo? |
Can it be remitted to an overseas account? |
| 11 | 계좌 명의가 청구인과 같습니다. | gyeh-jwah myuhng-ui-gah chuhng-goo-een-gwah gaht-sseum-nee-dah. RR: Gyejwa myeonguiga cheongguingwa gatsseumnida. |
The account holder is the claimant. |
| 12 | 외국연금 가입기간이 있습니다. | weh-goo-gyuhn-geum gah-eep-kkee-gah-nee eet-sseum-nee-dah. RR: Oegugyeongeum gaipkkigani itsseumnida. |
I have a foreign pension coverage period. |
Step 5Payment account3 Korean phrases
5. Payment account
Mark required fields, conditional sections, signatures and representative details.
Payment account: enter a verified general account capable of deposits and withdrawals; use the overseas-remittance form for an overseas payment route.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 13 | 외국 거주기간을 적어야 하나요? | weh-gook guh-joo-gee-gah-neul juh-guh-yah hah-nah-yoh? RR: Oeguk geojugiganeul jeogeoya hanayo? |
Must I enter my overseas residence period? |
| 14 | 어두운 칸은 작성하지 않는 게 맞나요? | uh-doo-oon kah-neun jahk-ssuhng-hah-jee ahn-neun geh mahn-nah-yoh? RR: Eoduun kaneun jaksseonghaji anneun ge mannayo? |
Should I leave the shaded fields blank? |
| 15 | 별표가 있는 칸은 공단이 작성하나요? | byuhl-pyoh-gah een-neun kah-neun gohng-dah-nee jahk-ssuhng-hah-nah-yoh? RR: Byeolpyoga inneun kaneun gongdani jaksseonghanayo? |
Does NPS complete the fields marked with an asterisk? |
Step 6Foreign pension coverage and residence3 Korean phrases
6. Foreign pension coverage and residence
Draft a short chronology, then copy it consistently into the form.
Foreign pension coverage and residence: disclose any history and consult NPS because a social security agreement or foreign pension right may be more valuable than a refund.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 16 | 여권 사본을 첨부하겠습니다. | yuh-gwuhn sah-boh-neul chuhm-boo-hah-geht-sseum-nee-dah. RR: Yeogwon saboneul cheombuhagetsseumnida. |
I will attach a passport copy. |
| 17 | 외국인등록증 사본도 필요한가요? | weh-goo-geen-deung-rohk-jjeung sah-bohn-doh pee-ryoh-hahn-gah-yoh? RR: Oegugindeungrokjjeung sabondo piryohangayo? |
Do I also need a copy of my ARC? |
| 18 | 통장 사본을 준비했습니다. | tohng-jahng sah-boh-neul joon-bee-heht-sseum-nee-dah. RR: Tongjang saboneul junbihaetsseumnida. |
I prepared proof of my bank account. |
Step 7Agent section and confirmation3 Korean phrases
7. Agent section and confirmation
Check evidence names, page order, personal data and any consent statement.
Agent section and confirmation: complete only when an agent files; beneficiary verification and additional institutional verification can apply.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 19 | 출국 예정일을 증명하는 자료입니다. | chool-gook yeh-juhng-ee-reul jeung-myuhng-hah-neun jah-ryoh-eem-nee-dah. RR: Chulguk yejeongireul jeungmyeonghaneun jaryoimnida. |
This proves my scheduled departure date. |
| 20 | 해외송금 신청서도 제출하겠습니다. | heh-weh-sohng-geum seen-chuhng-suh-doh jeh-chool-hah-geht-sseum-nee-dah. RR: Haeoesonggeum sincheongseodo jechulhagetsseumnida. |
I will also submit the overseas remittance application. |
| 21 | 대리인이 청구할 때 필요한 서류가 무엇인가요? | deh-ree-ee-nee chuhng-goo-hahl tteh pee-ryoh-hahn suh-ryoo-gah moo-uh-seen-gah-yoh? RR: Daeriini cheongguhal ttae piryohan seoryuga mueosingayo? |
What is required when an agent files? |
Step 8Confirmation, documents and signature3 Korean phrases
8. Confirmation, documents and signature
Use an accepted channel, keep a complete copy and record the receipt number.
Confirmation, documents and signature: read the loss-of-rights statements, attach the evidence for your filing route, date and sign, then keep the complete copy and receipt.
| # | Korean | How to say it | Natural meaning |
|---|---|---|---|
| 22 | 서명 전에 확인사항을 읽겠습니다. | suh-myuhng juh-neh hwah-geen-sah-hahng-eul eek-kkeht-sseum-nee-dah. RR: Seomyeong jeone hwaginsahangeul ikkketsseumnida. |
I will read the confirmation before signing. |
| 23 | 접수증을 받을 수 있나요? | juhp-ssoo-jeung-eul bah-deul soo een-nah-yoh? RR: Jeopssujeungeul badeul su innayo? |
Can I receive an application receipt? |
| 24 | 지급 결정은 어떻게 통지되나요? | jee-geup gyuhl-juhng-eun uh-ttuh-keh tohng-jee-dweh-nah-yoh? RR: Jigeup gyeoljeongeun eotteoke tongjidoenayo? |
How will the decision be notified? |
20 words to recognize
20 words to recognize
| # | Korean | Pronunciation | Meaning |
|---|---|---|---|
| 1 | 반환일시금 | bahn-hwah-neel-see-geum RR: Banhwanilsigeum |
lump-sum refund |
| 2 | 사망일시금 | sah-mahng-eel-see-geum RR: Samangilsigeum |
lump-sum death payment |
| 3 | 지급청구서 | jee-geup-chuhng-goo-suh RR: Jigeupcheongguseo |
claim form |
| 4 | 수급권자 | soo-geup-kkwuhn-jah RR: Sugeupkkwonja |
beneficiary |
| 5 | 가입자 | gah-eep-jjah RR: Gaipjja |
insured person |
| 6 | 외국인등록번호 | weh-goo-geen-deung-rohk-ppuhn-hoh RR: Oegugindeungrokppeonho |
alien registration number |
| 7 | 체류자격 | cheh-ryoo-jah-gyuhk RR: Cheryujagyeok |
visa status |
| 8 | 사회보장협정 | sah-hweh-boh-jahng-hyuhp-jjuhng RR: Sahoebojanghyeopjjeong |
social security agreement |
| 9 | 상호주의 | sahng-hoh-joo-ui RR: Sanghojuui |
reciprocity |
| 10 | 가입기간 | gah-eep-kkee-gahn RR: Gaipkkigan |
insured period |
| 11 | 지급계좌 | jee-geup-kkyeh-jwah RR: Jigeupkkyejwa |
payment account |
| 12 | 일반계좌 | eel-bahn-gyeh-jwah RR: Ilbangyejwa |
general account |
| 13 | 전용계좌 | juh-nyohng-gyeh-jwah RR: Jeonyonggyejwa |
protected account |
| 14 | 금융기관 | geu-myoong-gee-gwahn RR: Geumyunggigwan |
financial institution |
| 15 | 계좌번호 | gyeh-jwah-buhn-hoh RR: Gyejwabeonho |
account number |
| 16 | 외국연금 | weh-goo-gyuhn-geum RR: Oegugyeongeum |
foreign pension |
| 17 | 해외송금 | heh-weh-sohng-geum RR: Haeoesonggeum |
overseas remittance |
| 18 | 대리인 | deh-ree-een RR: Daeriin |
agent |
| 19 | 첨부서류 | chuhm-boo-suh-ryoo RR: Cheombuseoryu |
attachments |
| 20 | 접수증 | juhp-ssoo-jeung RR: Jeopssujeung |
receipt |
Replies you may hear
Replies you may hear
- 반환일시금 대상 여부를 먼저 확인해 주세요. – Check your eligibility for a lump-sum refund first.
- 국적이나 체류자격에 따라 적용 조건이 다를 수 있습니다. – Conditions can differ by nationality or visa status.
- 어두운 칸과 별표가 있는 칸은 작성하지 마세요. – Do not complete shaded fields or fields marked with an asterisk.
- 지급계좌는 입출금이 가능한 본인 계좌를 적어 주세요. – Enter an account in your name that can receive deposits and withdrawals.
- 외국연금 가입 또는 거주기간이 있으면 상담 후 청구하세요. – Consult NPS before claiming if you have foreign pension coverage or residence.
- 출국 전 청구라면 출국 예정 자료를 제출해 주세요. – For a pre-departure claim, provide proof of scheduled departure.
- 해외 송금은 별도 신청서와 계좌 증빙이 필요합니다. – Overseas remittance requires a separate application and bank proof.
- 서명한 청구서 사본과 접수증을 보관하세요. – Keep a copy of the signed claim and its receipt.
Two form-preparation dialogues
Two form-preparation dialogues
1
근로자: 반환일시금 대상인지 확인하고 싶습니다.
상담원: 국적, 체류자격, 가입기간부터 확인하겠습니다.
근로자: 사회보장협정 적용 여부도 확인해 주세요.
상담원: 반환일시금을 받으면 다른 연금 권리에 영향이 있을 수 있습니다.
근로자: 확인사항을 읽고 결정하겠습니다.
The worker checks nationality, visa and agreement eligibility before choosing a refund.
2
근로자: 출국 전에 청구하려고 합니다.
상담원: 여권, 외국인등록증, 계좌 증빙과 출국 예정 자료를 준비하세요.
근로자: 해외 계좌로 송금받을 수도 있나요?
상담원: 가능한 경우 해외송금 신청서와 계좌 증빙이 추가됩니다.
근로자: 서명본과 접수증을 보관하겠습니다.
The worker prepares identity, bank, departure or remittance evidence and keeps the receipt.
Pension lump-sum refund: final form checklist
- Confirm form and deadline
- Use current official file
- Prepare ID and contact
- Write a dated chronology
- Use exact names and numbers
- Separate facts from opinion
- List every attachment
- Check signature and consent
- Keep a full copy
- Save submission proof
Scope and filing boundaries
Scope and filing boundaries
- The form does not guarantee approval
- Do not invent missing facts
- Do not alter an official file
- Protect unrelated personal data
- Use an interpreter when accuracy is at risk
- Confirm urgent deadlines with the receiving office
Do not claim only because you are leaving Korea. Receiving a refund can end rights to Korean pension or agreement-totalized benefits, so ask NPS before signing when another pension right may exist.
Prepared by BSKorean Content Studio. NPS Form 23 amended 13 February 2026, the NPS foreigner guide and National Pension Act Article 77 were checked on 26 August 2026.
Official sources checked
Pension lump-sum refund: five-minute practice
Open the official form beside this guide. Draft the facts in date order, copy them into the matching fields, check the attachments and signature, then save proof of submission.
Pension lump-sum refund: questions foreign workers often ask
What should I confirm before using this form?
Claim type: mark Lump-Sum Refund, not Lump-Sum Death Payment, when you claim your own contributions after confirming eligibility.
Which details should I check twice?
Beneficiary identity: copy the legal name, identification number, current phone, address and optional e-mail from valid records.
Where should I get the form?
Use the official original and official source links in this guide. Check the form date again before filing.